How Can We Work Together?

My name is Andres Lehtmets and I welcome you to InsurTech4Good.com, a boutique Consultancy and Knowledge Hub where I provide tailored advisory and consulting services to insurers, InsurTech companies and regulators worldwide.
My mission is to bridge the gap between innovation and regulation. Whether you're looking for strategic insights or practical solutions, my expertise and experience can help add value to your work.
Explore below how we can work together and discover examples of what I have accomplished in the past.
Note also that my company is currently participating in the Tallinn Business Incubator.

How Can We Work Together?
I help insurers, InsurTechs, and regulators navigate the evolving landscape of digital finance and regulation.
Whether you're building a next-generation insurance product, shaping policy, or ensuring compliance with fast-moving EU regulation, I bring clarity, strategy, and impact.
🔍 Regulatory Strategy & Advisory
Get tailored insights on EU digital finance regulation, including Open Insurance, FIDA, the AI Act, and more. I help you understand the implications, seize opportunities, and stay ahead of compliance challenges.
📚 Research, Thought Leadership & Content
Need a white paper, article, or advertorial? I turn complex topics into clear, engaging content that positions you as a credible voice in insurance innovation and regulation.
🧭 Policy Advisory & Innovation Support
From regulatory sandboxes to legislative proposals, I advise public authorities and international organisations on how to design innovation-friendly regulation and future-ready supervisory approaches.
This includes:
- SupTech strategy and implementation
- Stakeholder engagement and consultation
- FinTech and InsurTech market mapping
- Digitalisation strategies for regulators and supervisors
🎤 Speaking Engagements & Training
Book me for keynotes, panels, or tailored workshops on InsurTech/FinTech regulation, AI in insurance, or supervisory innovation. I’ve spoken at EU agencies, global forums, and industry summits.
📬 Contact me to explore a project or collaboration.
📰 Subscribe to my monthly newsletter for insights on InsurTech, regulation, and strategy.
🔗 Follow me on LinkedIn for daily updates and commentary.
Why should you trust me?
With 15 years of experience at national, European, and global levels, I offer a unique combination of regulatory expertise and insights into emerging trends in InsurTech and digital finance.
I have worked with leading institutions such as the European Insurance and Occupational Pensions Authority (EIOPA), the Ministry of Finance in Estonia, one of the world’s most digitally advanced countries, the International Association of Insurance Supervisors (IAIS) FinTech Forum, and the European Commission’s Expert Group on the European Financial Data Space. I also contributed to the work of the Council of the European Union during Estonia's EU Presidency.
I have led policy and regulatory initiatives on cutting-edge topics, including AI (e.g., the EU AI Act), open insurance (e.g., the EU FIDA proposal), SupTech, blockchain, innovation facilitation, and business model analysis.
I designed the EU Supervisory Digital Finance Academy, a training program that has equipped over 1,500 financial supervisors across the EU with the skills and knowledge to address the challenges of digital transformation.
In addition, I have organized high-level international workshops and roundtables, bringing together key insurance stakeholders to discuss innovation and regulatory trends.
Whether you're a regulator, policymaker, or insurance innovator, my mission is to empower you to stay ahead in a rapidly evolving landscape and help shape the future of insurance and digital finance.
Thought Leadership in Action
Upcoming Speaking Engagements

Past Speaking Engagements





AI & APIs: Transforming Financial Services with Mulesoft

- Panelist: Implementing Artificial Intelligence in the Surety Space

Insurance Ireland FIDA webinar
- Panelist: Is FIDA the New DORA?

- Panelist: SupTech: transforming insurance supervision

Digital Insurance MENA 2024, Dubai
- Panelist: Accelerate Digitalization in MENA: Creating an Enabling and Impactful Innovation Environment for Digital Transformation in Insurance.

European Insurance Forum 2024 – Insuring a World in Transition
- Panelist: The Future of AI/Data in the Insurance Industry.

Back to the Future – The Promises and Perils of Digital Finance
- Panelist: From Open Banking to Open Finance: What’s in it for Consumers?

Estonian FinTech Forum 2023 – Building the Future of Finance, Together
- Panelist: Regulators x Fintech: With or Against?

Podcasts
- Discussion on Open Insurance.

Florence School of Banking and Finance Podcast
- Conversation on The Impact of Technological Innovations on the Insurance Sector.

Articles
Digital finance in the EU: drivers, risks, opportunities
- Case study on open insurance
Journal of Financial Compliance, 6 (2), 148-157 (2023) · Jan 1, 2023
- Pan-European regimes: A pathway to mitigate lack of trust and complexity in insurance
FSI Insights No 47 · Dec 14, 2022
- SupTech in insurance supervision