Andres Lehtmets

Synthetic data offers big opportunities for finance, insurance, and supervisors but also raises risks in governance, fairness, and data protection.

Financial inclusion increasingly depends on the ability of financial services to reach underserved individuals and communities. Insurance plays a critical

The EU Data Act is now applicable, and the European Commission has released new guidance on vehicle data. The rules have direct implications for insurers, OEMs, suppliers, and service providers.

Estonia’s savings and investments account (investeerimiskonto) is a digital, tax-efficient way to invest in stocks, funds, crypto, crowdfunding and insurance, offering a model for the EU SIU strategy.

The latest EUROFI magazine offered diverse perspectives on Financial Data Access (FiDA) and Open Finance. While views differed, many highlighted FiDA’s potential to simplify processes, standardise data, and accelerate digitalisation across financial services.

The push to create viable, scalable supplementary pensions is urgent — and must be digital-first. EIOPA’s advice on revising the IORP II Directive and PEPP Regulation highlights the need for intuitive onboarding, mobile access, and real-time support to boost uptake.

The Digital Fairness Act could reshape how companies engage with consumers online, including in financial services and insurance. This post explains its background, key findings and why the sector should start preparing now.

The public consultation on the forthcoming Digital Fairness Act has just been launched. At first glance, it might not seem

President von der Leyen just delivered the 2025 State of the Union. The speech was heavy on geopolitics, but there